Lender directory
Business funders, and what each one actually publishes
Amounts, minimums, speed and price for 90 funders, lenders and marketplaces, taken from their own websites with the date we checked. Research, not partnerships.
- Funders tracked
- 90
- Product listings
- 263
- Publish a price
- 42 of 263
- Dated source quotes
- 984
| Funder | Offers | Amounts | Min. credit | Time in business | Min. revenue | Price | Compare |
|---|---|---|---|---|---|---|---|
1st Alliance GroupAventura, FL |
Merchant cash advance, Revenue-based financing +1 more | Not published | Not published | Not published | Not published | Not published | |
501 AdvanceDirect funder |
Card processing, Line of credit +1 more | Not published | Not published | Not published | Not published | Not published | |
Arcadia ServicingHolmdel, NJ |
Revenue-based financing | Not published | Not published | Not published | Not published | Not published | |
BHB FundingBoca Raton, FL |
Revenue-based financing | Up to $150K | Not published | Not published | Not published | Not published | |
Bitty AdvanceFort Lauderdale, FL |
Merchant cash advance, Revenue-based financing +2 more | Not published | 500+ | 6 months | $5K/mo | Not published | |
Biz2CreditDirect funder · New York, NY |
Term loan, Revenue-based financing +2 more | $25K–$2M | 575+ | 1 year | Not published | Not published | |
Bizcap USDirect funder · Miami, FL |
Line of credit, Revenue-based financing | Up to $2M | 550+ | 1 year | $20K/mo | Not published | |
CFG Merchant SolutionsDirect funder · New York, NY |
Revenue-based financing, Term loan | Not published | Not published | Not published | Not published | Not published | |
ClearcoDirect funder |
Revenue-based financing | Up to $10M | Not published | 6 months | $100K/mo | Fee from 3.5%Revenue-based financing · flat fee on the advance | |
Cobalt Funding SolutionsNew York, NY |
Revenue-based financing | $10K–$3M | Not published | Not published | Not published | Not published | |
Everest Business FundingDirect funder |
Revenue-based financing, Term loan | $5K–$2M | 500+ | 3 months | $5K/mo | Not published | |
Expansion Capital GroupDirect funder · Sioux Falls, SD |
Term loan, Revenue-based financing +3 more | $5K–$500K | 500+ | 6 months | $8K/mo | Not published | |
Fora FinancialDirect funder · New York, NY |
Term loan, Revenue-based financing +5 more | $5K–$1.5M | 570+ | 6 months | Not published | Factor 1.13–1.50Working capital | |
Fortress Funding GroupCoral Springs, FL |
Asset-based lending, Card processing +2 more | Not published | Not published | Not published | Not published | Not published | |
Forward FinancingDirect funder · Boston, MA |
Revenue-based financing, Merchant cash advance +2 more | $5K–$500K | 500+ | 1 year | $10K/mo | Not published | |
KapitusDirect funder |
Term loan, Line of credit +5 more | $5K–$7M | 650+ | 2 years | Not published | Rate from 7.5%Equipment financing | |
Legend FundingDirect funder · Miami, FL |
Equipment financing, Merchant cash advance +3 more | $20K–$3M | Not published | 3 months | $20K/mo | Not published | |
LendiniDirect funder · Bensalem, PA |
Merchant cash advance, Revenue-based financing | $5.1K–$300K | Not published | 3 months | $10K/mo | Not published | |
LendioMarketplace · Lehi, UT |
Line of credit, Term loan +5 more | $1K–$10M | 500+ | 3 months | $2.5K/mo | Rate from 8%Working capital | |
Libertas FundingDirect funder |
Revenue-based financing, Term loan | $100K–$10M | Not published | Not published | Not published | Not published | |
LiquidibeeDirect funder · Miami, FL |
Revenue-based financing | $5K–$500K | Not published | Not published | Not published | Not published | |
Smart Step FundingDirect funder · Boca Raton, FL |
Merchant cash advance, Revenue-based financing | $5K–$300K | Not published | 1 year | $4K/mo | Not published | |
Spartan Capital GroupDirect funder · Hazlet, NJ |
Equipment financing, Invoice factoring +4 more | $5K–$500K | 500+ | 1 year | $10K/mo | Factor 1.10–1.40Merchant cash advance | |
Velocity Capital GroupDirect funder · Cedarhurst, NY |
Revenue-based financing | From $10K | 500+ | Not published | $20K/mo | Rate 20%–40%Revenue-based financing · basis not stated | |
VOX FundingNew York, NY |
Invoice factoring, Line of credit +2 more | $5K–$1.5M | 600+ | 1 year | $10K/mo | Rate from 5%Line of credit · interest-only for 6 months | |
WayflyerDirect funder · Charlotte, NC |
Revenue-based financing, Term loan | Not published | Not published | 6 months | $10K/mo | Fee 5%–10%Revenue-based financing · flat fee on the advance |
Lists
Sorted by what funders publish
No rankings bought or guessed. Each list is a filter over the published data, with its method stated.
Funders that publish their price
Most funders keep factor rates and APRs off their websites. These put a number in writing.
Lowest published credit score minimums
Funders that state a minimum personal credit score, lowest first.
Funders that accept businesses under 1 year old
Published time-in-business minimums of 11 months or less, shortest first.
Lowest published revenue minimums
For smaller businesses: funders that state a monthly revenue floor, lowest first.
Largest published funding amounts
Funders that publish a maximum amount, largest first.
Merchant cash advance funders
Every funder we track that offers a merchant cash advance, with what each publishes.
Funders that advertise same-day funding
Their words, quoted. Same-day funding depends on documents, cutoffs and your bank.
Financing from payment and commerce platforms
Shopify, Square, PayPal, Stripe and similar: offers made to their own merchants.
Popular head-to-heads
Bitty Advance vs LendiniBiz2Credit vs LendioBluevine vs FundboxCAN Capital vs OnDeckClarify Capital vs LendioCredibly vs Fora FinancialCredibly vs Forward FinancingFora Financial vs Forward FinancingForward Financing vs National FundingGreenbox Capital vs CrediblyIOU Financial vs OnDeckIdea Financial vs Bluevine
Method
How we research funders
If a funder publishes it, we record it with a quote and a link. If it doesn't, we say so.
- Figures come only from the funder's own website: product pages, requirements and FAQs.
- Each figure carries a verbatim quote, a source link and the date we checked it.
- When a funder's own pages disagree, we leave the field blank and describe the conflict.
- Illustrations (“for example, 1.25”) are not treated as published prices.
- No funder pays to be listed. A “Partner” badge appears only where a signed agreement exists.
- We don't estimate, average or guess anything a funder hasn't published.
Show the numbers
| Item | Funders that publish it | Share |
|---|---|---|
| Funding speed | 79 | 88% |
| Funding amounts | 70 | 78% |
| Minimum time in business | 51 | 57% |
| Term length | 46 | 51% |
| Minimum credit score | 39 | 43% |
| Minimum revenue | 35 | 39% |
| Price (rate or factor) | 26 | 29% |
| Fees | 22 | 24% |
| Excluded industries | 14 | 16% |
Only 26 of 90 publish a price. Source: Openbook research of each funder's own website, with dated quotes on every profile.
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