Lender profile

VOX Funding

Not stated New York, NY Founded 2018 Checked Sep 10, 2026
VOX Funding is a New York small-business finance company offering revenue advances, invoice factoring, a business line of credit and an amortizing term loan, delivered through affiliated entities including Chedr LLC and VOX Factoring Ltd. Published amounts run from $5,000 to $1.5 million, and it asks for at least 12 months in business. It says funding can arrive in as little as 24 hours after an offer is accepted.
Heads up. Its line of credit page lists a 680 FICO score, 2 years in business and an 18-month term, while its solutions comparison table lists 600, 1 year and up to 24 months for the same product.

The open book

What VOX Funding publishes, and what it doesn't

7 of 9 things a business owner needs to compare offers are on its website.

Published

Amounts
$5K–$1.5M
Minimum credit score
600+
Minimum time in business
1 year
Minimum monthly revenue
$10,000
Speed, in its words
As little as 24 hours

The ledger

  • Funding amounts
  • Minimum credit score
  • Minimum time in business
  • Minimum revenue
  • Funding speed
  • Price (rate or factor)
  • Term length
  • Fees Not published
  • Excluded industries Not published
Loosest published figure across its products, from its own website. Details by product below.

By product

VOX Funding's products, as published

Open “Sources” under any product to see the exact wording and the page it came from.
Price published
Amounts
$75K–$150K
Price
Rate from 5% (interest-only for 6 months)
Term
Not published
Repayment
Variable
Minimums
Credit n/p · Time in business n/p · Revenue n/p
Speed
Most applications reviewed, finalized, and funded in days
Sources (1)
Price not published
Amounts
Up to $1.5M
Price
Not published
Term
3–36 months
Repayment
Variable
Minimums
Credit n/p · Time in business 1 year · Revenue $10K/mo
Speed
Approved invoices paid within 24-48 hours
Sources (1)

Revenue-based financing

How revenue-based financing works
Price not published
Amounts
$5K–$1.5M
Price
Not published
Term
Up to 24 months
Repayment
Variable
Minimums
Credit 600+ · Time in business 1 year · Revenue $10K/mo
Speed
In as little as 24 hours of acceptance
Collateral
Not required
Sources (1)
Price not published
Amounts
Not published
Price
Not published
Term
Not published
Repayment
Variable
Minimums
Credit 600+ · Time in business 1 year · Revenue $10K/mo
Speed
In as little as 24 hours of acceptance
Collateral
Not required
Sources (1)

Third-party ratings

Ratings as we found them

A signal, not proof. Ratings change and some platforms let companies invite reviews. Check the current page before you rely on it.
Trustpilot
27 reviews · retrieved Sep 10, 2026
4.50 / 5
BBB customer reviews
5 reviews · retrieved Sep 10, 2026
1.80 / 5

Pages we read

  1. https://www.voxfunding.com
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