Revenue-based financing
How revenue-based financing works- Amounts
- Up to $10M
- Price
- Fee from 3.5% (flat fee on the advance)
- Term
- 4–12 months
- Repayment
- Weekly
- Minimums
- Credit n/p · Time in business 6 months · Revenue $100K/mo
- Speed
- Typically 0-2 business days after the selected due date
- Fees
- A flat fee on each advance, starting at 3.5% and varying with eligibility, business performance, the Extension Plan and the estimated payment term; no periodic or compounding interest. An Early Payment Option offers prorated fees and no penalties.
- Industries excluded
- Travel / Event Operators (anything directly related to airports/airlines), Professional Services - Media/Agency/Digital Consultancies/Marketing Services (Exemptions can be made for those professional services at scale operating in multiple cities), Paraphernalia, including Adult entertainment and adult services, Cannabis Products, Vaping Products, Wholesale, Dropshipping, One-time services / Non-Scalable, Capital Provider, Brick and Mortar, Gambling & Lottery Industries, Narcotics/Illegal Substances/Illicit Activities, Weapons or firearms (including parts, accessories, and ammunition), Hatred Products, Tobacco Products, Pyramid Schemes, Marketplaces including Pawn Shops, Auction websites, Spiritual services / online confessionals / psychics, Crypto and Crowdfunding, Financial products, Real Estate, and Auto dealers, Political organizations, charities, non-profit, and co-op organizations
- Collateral
- Not required
- Personal guarantee
- Not required
Sources (19)
Clearco offers flexible, non-dilutive funding up to $10 million and estimated payment terms up to 12 months
clear.co · checked 2026-09-30Clearco charges a flat fee on funding advances. Fees start at 3.5% and vary based on factors including eligibility, your business's performance
help.clear.co/s/article/Clearco-FAQ · checked 2026-09-30Clearco charges a flat fee on funding advances. Fees start at 3.5% and vary based on factors including eligibility, your business's performance
help.clear.co/s/article/Clearco-FAQ · checked 2026-09-30Clearco charges a flat fee on funding advances. Fees start at 3.5% and vary based on factors including eligibility, your business's performance
help.clear.co/s/article/Clearco-FAQ · checked 2026-09-30Clearco fees have no periodic or compounding interest.
help.clear.co/s/article/Understanding-our-pricing · checked 2026-09-30Yes. You may qualify for Clearco's Early Payment Option, which offers prorated fees and no penalties
clear.co/ecommerce-funding · checked 2026-09-30Clearco provides founders with the opportunity to fund invoices and manage cash flow by extending invoices to be paid over 4-12 months, with a fixed fee, on a weekly cadence.
help.clear.co/s/article/Understanding-our-pricing · checked 2026-09-30Clearco provides founders with the opportunity to fund invoices and manage cash flow by extending invoices to be paid over 4-12 months, with a fixed fee, on a weekly cadence.
help.clear.co/s/article/Understanding-our-pricing · checked 2026-09-30Clearco provides founders with the opportunity to fund invoices and manage cash flow by extending invoices to be paid over 4-12 months, with a fixed fee, on a weekly cadence.
help.clear.co/s/article/Understanding-our-pricing · checked 2026-09-30Set your estimated term (4-12 month options), pay a weekly capped amount
clear.co/ecommerce-funding · checked 2026-09-30Set your estimated term (4-12 month options), pay a weekly capped amount
clear.co/ecommerce-funding · checked 2026-09-30Clearco provides funding for eligible ecommerce DTC businesses with at least 6 months of operating history, $100,000+ USD in monthly revenue
clear.co/ecommerce-funding · checked 2026-09-30Clearco provides funding for eligible ecommerce DTC businesses with at least 6 months of operating history, $100,000+ USD in monthly revenue
clear.co/ecommerce-funding · checked 2026-09-30Clearco is the only capital partner that never takes collateral or an all-asset lien on your business.
clear.co · checked 2026-09-30Does Clearco require blanket liens or a personal guarantee? No.
clear.co · checked 2026-09-30"Cannabis Products"; "Wholesale"; "Dropshipping"; "Brick and Mortar"; "Gambling & Lottery Industries"; "Crypto and Crowdfunding"
help.clear.co/s/article/Invoice-Funding-Eligibility-Requirements · checked 2026-09-30Funds are typically sent within 0-2 business days of the selected due date.
help.clear.co/s/article/How-to-apply-for-a-Cash-Advance · checked 2026-09-30Your application will typically be reviewed in as little as 24 hours.
clear.co · checked 2026-09-30Once you have completed the sign-up process and uploaded your first invoice, you will be notified of your application status in as little as 1-2 business days.
help.clear.co/s/article/Invoice-Funding-Eligibility-Requirements · checked 2026-09-30