OpenbookCapital
Check my options

How we work

How it worksEvery step and how long it takes The Openbook StandardWhat we promise on every offer

Company

About Openbook PartnersRefer clients, or fund with us Careers

Get in touch

Contact Request a callPick a time that suits you
We're a broker, not a lender

Funders make the credit decisions. We compare their offers and show you what each one costs. Funders pay us when a deal funds, never you upfront.

Read the standard

Lender profile

Biz2Credit

Direct funder New York, NY Founded 2007 Checked Sep 10, 2026
Biz2Credit is a New York small business finance company offering term loans, revenue-based financing and lines of credit. Published amounts run from $25,000 to $2 million, with a 650 credit score minimum for its term loans and lines of credit. It says decisions can come as fast as 24 hours.
Visit biz2credit.com Compare with similar funders
Heads up. Its line of credit is not available in Arkansas, Connecticut, Florida, Massachusetts, Michigan, Minnesota, Montana, Nevada, North Carolina, North Dakota, Ohio, Pennsylvania, Puerto Rico, Rhode Island, South Dakota, Tennessee, Texas or Vermont. Its term loan page asks for $250,000 in annual revenue, while its homepage lists $100,000.

The open book

What Biz2Credit publishes, and what it doesn't

5 of 9 things a business owner needs to compare offers are on its website.

Published

Amounts
$25K–$2M
Minimum credit score
575+
Minimum time in business
1 year
Minimum monthly revenue
Not published
Speed, in its words
Decision as fast as 24 hours

The ledger

  • Funding amounts
  • Minimum credit score
  • Minimum time in business
  • Funding speed
  • Term length
  • Minimum revenue Not published
  • Price (rate or factor) Not published
  • Fees Not published
  • Excluded industries Not published
Loosest published figure across its products, from its own website. Details by product below.

By product

Biz2Credit's products, as published

Open “Sources” under any product to see the exact wording and the page it came from.
Price not published
Amounts
Up to $500K
Price
Not published
Term
Up to 12 months
Repayment
—
Minimums
Credit 650+ · Time in business 1 year · Revenue n/p
Speed
Get A Decision as Fast as 24 hours
Not available in
AR, CT, FL, MA, MI, MN, MT, NV, NC, ND, OH, PA, RI, SD, TN, TX, VT
Sources (1)
  • "Business Lines of Credit are not available in the following states: Arkansas, Connecticut, Florida, Massachusetts, Michigan, Minnesota, Montana, Nevada, North Carolina, North Dakota, Ohio, Pennsylvania, Puerto Rico, Rhode Island, South Dakota, Tennessee, Texas, Vermont."
    biz2credit.com/line-of-credit · checked 2026-09-10

Revenue-based financing

How revenue-based financing works
Price not published
Amounts
$25K–$2M
Price
Not published
Term
Not published
Repayment
—
Minimums
Credit 575+ · Time in business 1 year · Revenue n/p
Sources (1)
Price not published
Amounts
$25K–$2M
Price
Not published
Term
3–60 months
Repayment
—
Minimums
Credit 650+ · Time in business n/p · Revenue n/p
Sources (1)

Third-party ratings

Ratings as we found them

A signal, not proof. Ratings change and some platforms let companies invite reviews. Check the current page before you rely on it.
Trustpilot
15707 reviews · retrieved Sep 10, 2026
4.60 / 5
BBB customer reviews
78 reviews · retrieved Sep 10, 2026
4.23 / 5

Similar funders

Funders offering the same products

Fora Financial

Direct funder
$5K–$1.5M570+ creditPrice published

Lendio

Marketplace
$1K–$10M500+ creditPrice published

Backd Business Funding

Not stated
$10K–$2M650+ creditNo price

Big Think Capital

Broker
$10K–$5M550+ creditPrice published

Birkin Capital

Not stated
Up to $2MCredit n/pNo price

Bitty Advance

Not stated
Not published500+ creditNo price

Head-to-heads

Biz2Credit vs Lendio

Pages we read

  1. https://www.biz2credit.com
Spotted something out of date? Funders and owners can send a correction with a link to where it's published. Listing Biz2Credit here doesn't mean it works with Openbook.

One application, many funders

Compare offers from multiple funders

Openbook matches your file with funders whose published criteria fit. You approve every funder before your file goes out, and every offer comes decoded.

Check my options Request a call
  • About 3 minutes. No SSN and no bank login to start, so checking doesn't affect your credit.
  • 4 months of bank statements. A specialist contacts you within 1 business day and asks for them through a secure link.
  • You approve every funder before your file goes out. No cost to apply, and no obligation to accept.