Line of credit
How business line of credit works- Amounts
- Up to $250K
- Price
- Rate from 7.8%
- Term
- Not published
- Repayment
- Variable
- Minimums
- Credit 625+ · Time in business 1 year · Revenue $10K/mo
- Speed
- Within 24 hours of approval
- Fees
- No maintenance fees. Bluevine's help center lists no fees for opening, maintaining, prepaying or closing the line, and ACH transfers of draws are free. No draw fee or wire fee amount is published.
- Not available in
- NV, ND, SD
- Industries excluded
- Illegal gambling, Pornography and paraphernalia, Political campaigns, Firearms and paraphernalia, Illegal substances, Other controlled substances (including medicinal marijuana, marijuana, cannabis, and hemp) and paraphernalia, Financial institutions and lenders (including insurance, penny auction companies, and cryptocurrency), Donation-based non-profits, Auto dealerships
- Personal guarantee
- Required
Sources (19)
The Bluevine Line of Credit is issued by Celtic Bank and is serviced by Bluevine.
bluevine.com/business-loans/line-of-credit · checked 2026-09-30credit lines up to $250,000 and only pay for what you use, with no maintenance fees
bluevine.com/business-loans/line-of-credit · checked 2026-09-30interest rates as low as 7.8% for top qualifying customers
bluevine.com/business-loans/line-of-credit · checked 2026-09-30interest rates as low as 7.8% for top qualifying customers
bluevine.com/business-loans/line-of-credit · checked 2026-09-30no fees for opening, maintaining, prepayment, or account closure
support.bluevine.com/s/article/Am-I-potentially-eligible-for-a-… · checked 2026-09-30choose our fee-free ACH transfer option, which typically gets funds deposited the next business day, although it may take up to three.
bluevine.com/business-loans · checked 2026-09-30Depending on which repayment plan you qualified for, we'll automatically debit your account for weekly or monthly repayments.
bluevine.com/business-loans/line-of-credit · checked 2026-09-30625+ personal FICO credit score
bluevine.com/business-loans/line-of-credit · checked 2026-09-30In business for 12+ months
bluevine.com/business-loans/line-of-credit · checked 2026-09-30$10,000 in monthly revenue
bluevine.com/business-loans/line-of-credit · checked 2026-09-30If you default on a Bluevine Line of Credit you may be subject to negative business reporting and personal credit reporting in your role as guarantor.
bluevine.com/business-loans/line-of-credit · checked 2026-09-30Nevada, North Dakota, South Dakota, U.S. territories
bluevine.com/business-loans/line-of-credit · checked 2026-09-30Illegal gambling; Pornography and paraphernalia; Political campaigns; Firearms and paraphernalia; Illegal substances; Donation-based non-profits; Auto dealerships
bluevine.com/business-loans/line-of-credit · checked 2026-09-30Other controlled substances (including medicinal marijuana, marijuana, cannabis, and hemp) and paraphernalia
bluevine.com/business-loans/line-of-credit · checked 2026-09-30Financial Institutions and lenders (including insurance, penny auction companies, and cryptocurrency)
bluevine.com/business-loans/line-of-credit · checked 2026-09-30Bluevine offers fast business funding, with approved businesses typically able to access funds within 24 hours of approval.
bluevine.com/business-loans/line-of-credit · checked 2026-09-30decision in as little as five minutes
bluevine.com/business-loans/line-of-credit · checked 2026-09-30Plus, you can instantly access approved draws from your line of credit in your business checking account.
bluevine.com/business-loans/line-of-credit · checked 2026-09-30choose our fee-free ACH transfer option, which typically gets funds deposited the next business day, although it may take up to three.
bluevine.com/business-loans · checked 2026-09-30