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We're a broker, not a lender

Funders make the credit decisions. We compare their offers and show you what each one costs. Funders pay us when a deal funds, never you upfront.

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Lender profile

Rapid Finance

Direct funder Checked Sep 10, 2026
Rapid Finance offers small business loans, merchant cash advances, lines of credit, SBA loans, invoice factoring and asset-based lending, plus bridge and commercial real estate loans. Published amounts range from $500 on SBA loans to $10 million for invoice factoring and asset-based lending, and it says funds can arrive as fast as 24 hours.
Visit rapidfinance.com Compare with similar funders
Heads up. Its homepage title advertises financing up to $500,000, while its small business loan pages say loans go up to $1 million.

The open book

What Rapid Finance publishes, and what it doesn't

3 of 9 things a business owner needs to compare offers are on its website.

Published

Amounts
$500–$10M
Minimum credit score
Not published
Minimum time in business
Not published
Minimum monthly revenue
Not published
Speed, in its words
As fast as 24 hours

The ledger

  • Funding amounts
  • Funding speed
  • Term length
  • Minimum credit score Not published
  • Minimum time in business Not published
  • Minimum revenue Not published
  • Price (rate or factor) Not published
  • Fees Not published
  • Excluded industries Not published
Loosest published figure across its products, from its own website. Details by product below.

By product

Rapid Finance's products, as published

Open “Sources” under any product to see the exact wording and the page it came from.
Price not published
Amounts
$50K–$10M
Price
Not published
Term
6–36 months
Repayment
Variable
Minimums
Credit n/p · Time in business n/p · Revenue n/p
Collateral
Required
Sources (1)
Price not published
Amounts
$5K–$250K
Price
Not published
Term
3–18 months
Repayment
Variable
Minimums
Credit n/p · Time in business n/p · Revenue n/p
Speed
within hours of approval
Fees
"An interest charge or fixed fee will be charged, other fees may also" apply - no amount or percentage published.
Sources (1)
Price not published
Amounts
$20K–$10M
Price
Not published
Term
Up to 18 months
Repayment
—
Minimums
Credit n/p · Time in business n/p · Revenue n/p
Sources (1)

Merchant cash advance

How merchant cash advance works
Price not published
Amounts
$5K–$500K
Price
Not published
Term
3–18 months
Repayment
Variable
Minimums
Credit n/p · Time in business n/p · Revenue n/p
Speed
as fast as 24 hours
Fees
"fees may be charged and deducted from the advance amount" - no amount or percentage published.
Sources (1)
Price not published
Amounts
$500–$5.5M
Price
Not published
Term
12–360 months
Repayment
Monthly
Minimums
Credit n/p · Time in business n/p · Revenue n/p
Sources (1)
Price not published
Amounts
$5K–$1M
Price
Not published
Term
3–60 months
Repayment
Variable
Minimums
Credit n/p · Time in business n/p · Revenue n/p
Speed
as fast as 24 hours
Fees
"An interest charge or fixed fee will be charged; other fees may also be charged" - no amount or percentage published.
Sources (1)

Similar funders

Funders offering the same products

ROK Financial

Broker
$10K–$5M500+ creditNo price

Big Think Capital

Broker
$10K–$5M550+ creditPrice published

BlueBridge Funding

Broker
$50K–$200K550+ creditNo price

Clarify Capital

Broker
$5K–$5M500+ creditPrice published

Merk Funding

Not stated
$5K–$950KCredit n/pNo price

Alternative Funding Group

Direct funder
$5K–$500KCredit n/pNo price

Head-to-heads

Rapid Finance vs Credibly

Pages we read

  1. https://www.rapidfinance.com/financing-solutions/
  2. https://www.rapidfinance.com/financing-solutions/merchant-cash-advance/
  3. https://www.rapidfinance.com/financing-solutions/line-of-credit/
Spotted something out of date? Funders and owners can send a correction with a link to where it's published. Listing Rapid Finance here doesn't mean it works with Openbook.

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