Head to head · Business line of credit
Idea Financial vs Bluevine
Idea Financial is a direct funder; Bluevine is an online lender based in Jersey City, NJ. Both offer lines of credit and term loans. Everything below comes from each funder's own website, with the date we checked it on each profile.
Side by side
- Type
- Direct funder
- Amounts
- Up to $350K
- Min. credit
- 650+
- Time in business
- 3 years
- Min. revenue
- $15,000/mo
- Price
- Not published
- Speed
- Less than 1 day
- Type
- Online lender
- Amounts
- Up to $500K
- Min. credit
- 625+
- Time in business
- 1 year
- Min. revenue
- $10,000/mo
- Price
- Rate from 7.8% Line of credit
- Speed
- Within 24 hours of approval
What's different
The differences that change your decision
Funding amounts
Idea Financial: up to $350,000. Bluevine: up to $500,000.
Published minimums
Idea Financial lists a 650 credit score, 3 years in business and $15,000 a month in revenue. Bluevine lists a 625 credit score, 1 year in business and $10,000 a month in revenue.
Price
Idea Financial: no price published. Bluevine: a rate from 7.8% on lines of credit.
Product range
Only Bluevine lists SBA loans.
Which fits
Choose based on your file
Idea Financial may fit if
Consider Idea Financial if its published criteria match your file and its products fit what the money is for.
Full Idea Financial profileBluevine may fit if
Consider Bluevine if your credit score is between 625 and 650, you've been in business at least 1 year but less than 3 years and you need more than $350,000.
Full Bluevine profileWhichever you're considering, compare the dollar cost and estimated APR of real offers, not the published minimums. Compare offers side by side.
One application, many funders
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Apply once. We match you with funders whose criteria fit, you approve each one, and every offer comes decoded side by side.
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