Lender profile

Legend Funding

Direct funder Miami, FL Founded 2013 Checked Sep 10, 2026
Legend Funding, also trading as Legend Advance Funding, is a Miami, Florida direct funder offering merchant cash advances, revenue-based financing, working capital, term loans and equipment financing, with a second office in Baltimore, Maryland. Published amounts run from $20,000 to $3 million, and it says funding typically arrives 24 to 48 hours after approval.
Heads up. Its homepage headline says funding can arrive the same day, while the FAQ on the same page and its merchants page say 24 to 48 hours. It lists gambling, adult entertainment and illegal services as restricted industries.

The open book

What Legend Funding publishes, and what it doesn't

5 of 9 things a business owner needs to compare offers are on its website.

Published

Amounts
$20K–$3M
Minimum credit score
Not published
Minimum time in business
3 months
Minimum monthly revenue
$20,000
Speed, in its words
24-48 hours

The ledger

  • Funding amounts
  • Minimum time in business
  • Minimum revenue
  • Funding speed
  • Excluded industries
  • Minimum credit score Not published
  • Price (rate or factor) Not published
  • Fees Not published
  • Term length Not published
Loosest published figure across its products, from its own website. Details by product below.

By product

Legend Funding's products, as published

Open “Sources” under any product to see the exact wording and the page it came from.
Price not published
Amounts
Not published
Price
Not published
Term
Not published
Repayment
—
Minimums
Credit n/p · Time in business n/p · Revenue n/p
Sources (1)

Merchant cash advance

How merchant cash advance works
Price not published
Amounts
$20K–$3M
Price
Not published
Term
Not published
Repayment
Variable
Minimums
Credit n/p · Time in business 3 months · Revenue $20K/mo
Fees
"No hidden fees" (ISO process page) and the site-wide tagline "Direct funder with no middleman fees". No origination, admin or underwriting fee amount or percentage is published.
Industries excluded
Gambling, Adult entertainment, Illegal services
Sources (1)

Revenue-based financing

How revenue-based financing works
Price not published
Amounts
Not published
Price
Not published
Term
Not published
Repayment
—
Minimums
Credit n/p · Time in business n/p · Revenue n/p
Sources (1)
Price not published
Amounts
Not published
Price
Not published
Term
Not published
Repayment
—
Minimums
Credit n/p · Time in business n/p · Revenue n/p
Sources (1)
Price not published
Amounts
Not published
Price
Not published
Term
Not published
Repayment
—
Minimums
Credit n/p · Time in business n/p · Revenue n/p
Sources (1)

Pages we read

  1. https://legendadvancefunding.com
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