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Funders make the credit decisions. We compare their offers and show you what each one costs. Funders pay us when a deal funds, never you upfront.

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Head to head · Term loans

Clarify Capital vs Lendio

Both publish a price, which few funders we track do. Here's how the rest of their terms compare.

Clarify Capital is a broker based in New York, NY; Lendio is a lending marketplace based in Lehi, UT. Both offer term loans, lines of credit, SBA loans and equipment financing. Everything below comes from each funder's own website, with the date we checked it on each profile.

Side by side

Clarify Capital

Type
Broker
Amounts
$5K–$5M
Min. credit
500+
Time in business
6 months
Min. revenue
$10,000/mo
Price
APR from 6% Term loan
Speed
As fast as 24 hours

Lendio

Type
Marketplace
Amounts
$1K–$10M
Min. credit
500+
Time in business
3 months
Min. revenue
$2,500/mo
Price
Rate from 8% Working capital
Speed
As soon as 24 hours
From each funder's own website. Research, not partnerships. Both offer: term loans, business line of credit, sba loans, equipment financing, invoice factoring.

What's different

The differences that change your decision

Funding amounts

Clarify Capital: $5,000 to $5 million. Lendio: $1,000 to $10 million.

Published minimums

Clarify Capital lists a 500 credit score, 6 months in business and $10,000 a month in revenue. Lendio lists a 500 credit score, 3 months in business and $2,500 a month in revenue.

Price

Clarify Capital: a APR from 6% on term loans. Lendio: a rate from 8% on working capital.

Product range

Only Clarify Capital lists merchant cash advances and only Lendio lists working capital and revenue-based financing.

Which fits

Choose based on your file

Clarify Capital may fit if

Consider Clarify Capital if you need merchant cash advances.

Full Clarify Capital profile

Lendio may fit if

Consider Lendio if you've been in business at least 3 months but less than 6 months, you need more than $5 million and your monthly revenue is below $10,000.

Full Lendio profile

Whichever you're considering, compare the dollar cost and estimated APR of real offers, not the published minimums. Compare offers side by side.

One application, many funders

Get offers from both, and more

Apply once. We match you with funders whose criteria fit, you approve each one, and every offer comes decoded side by side.

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  • About 3 minutes. No SSN and no bank login to start, so checking doesn't affect your credit.
  • 4 months of bank statements. A specialist contacts you within 1 business day and asks for them through a secure link.
  • You approve every funder before your file goes out. No cost to apply, and no obligation to accept.