OpenbookCapital
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Every option shown with its full cost: payback, dollars, payment and estimated APR.Compare all funding types →
How money moves in 0 industries, and which funding fits each cash cycle.All industries →

Directory

All 0 fundersWhat each one publishes, with sources Compare side by sidePick up to 3 funders Lender listsSorted by what they publish

Popular lists

Funders that publish a price Lowest credit minimums Under 1 year in business Merchant cash advance funders

Well-known funders

Research, not partnerships

Every figure comes from the funder's own website, with the date we checked it. We only mark a funder as a partner where a signed agreement exists.

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How we work

How it worksEvery step and how long it takes The Openbook StandardWhat we promise on every offer

Company

About Openbook PartnersRefer clients, or fund with us Careers

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Contact Request a callPick a time that suits you
We're a broker, not a lender

Funders make the credit decisions. We compare their offers and show you what each one costs. Funders pay us when a deal funds, never you upfront.

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Learning center

Business funding, explained with real numbers

0 guides on costs, contracts and your options, a glossary of 0 terms, and plain-English summaries of 0 state disclosure laws. Every figure is worked out, every claim sourced.

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Guides by topic

Reference

Look it up

Glossary

0 terms, from ACH debit to UCC-1, defined in plain English with worked examples.

State laws

What 0 states require funders and brokers to disclose, and what those laws don't cover.

FAQ

Straight answers about applying, costs, payments, credit, documents and privacy.

Popular terms

Calculators

Run the numbers yourself

All calculators

Offer decoder

See the full cost of a factor-rate offer

Compare offers

Line up 3 offers on the same terms

Daily payment calculator

Size the daily or weekly debit

Holdback calculator

Estimate repayment on a % of sales

Early payoff calculator

Check what an early payoff saves

Consolidation calculator

Test a consolidation against staying put

Business loan calculator

Payment and APR with fees included

Invoice factoring calculator

Price an invoice before you factor it

One application, many funders

Know the cost. Then decide

Tell us what you need in about 3 minutes. We compare funders that fit and show every offer with its total payback, dollar cost, payment and estimated APR.

Check my options Request a call
  • About 3 minutes. No SSN and no bank login to start, so checking doesn't affect your credit.
  • 4 months of bank statements. A specialist contacts you within 1 business day and asks for them through a secure link.
  • You approve every funder before your file goes out. No cost to apply, and no obligation to accept.