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We're a broker, not a lender

Funders make the credit decisions. We compare their offers and show you what each one costs. Funders pay us when a deal funds, never you upfront.

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Lender profile

Clarify Capital

Broker New York, NY Checked Sep 30, 2026
Clarify Capital is a broker: an advisor matches each application with lenders in its network, and Clarify is paid by those lending partners. It arranges term loans, lines of credit, SBA loans, equipment financing, invoice factoring and merchant cash advances from $5,000 to $5 million. Most of its product pages ask for 6+ months in business and $10,000 in monthly revenue.
Visit clarifycapital.com Compare with similar funders
Heads up. Its line of credit page lists both a 550+ and a 600 credit score, both 6 months and 1 year in business, and APRs starting at both 5% and 6%. Several pages list a 550+ score while also saying any credit score can be approved.

The open book

What Clarify Capital publishes, and what it doesn't

7 of 9 things a business owner needs to compare offers are on its website.

Published

Amounts
$5K–$5M
Minimum credit score
500+
Minimum time in business
6 months
Minimum monthly revenue
$10,000
Speed, in its words
As fast as 24 hours

The ledger

  • Funding amounts
  • Minimum credit score
  • Minimum time in business
  • Minimum revenue
  • Funding speed
  • Price (rate or factor)
  • Term length
  • Fees Not published
  • Excluded industries Not published
Loosest published figure across its products, from its own website. Details by product below.

By product

Clarify Capital's products, as published

Open “Sources” under any product to see the exact wording and the page it came from.
Price not published
Amounts
Up to $5M
Price
Not published
Term
6–36 months
Repayment
—
Minimums
Credit n/p · Time in business n/p · Revenue $10K/mo
Speed
Same day in some cases
Fees
There may be an origination fee; no amount is published.
Sources (9)
Price published
Amounts
Not published
Price
APR from 6%
Term
Not published
Repayment
Monthly
Minimums
Credit n/p · Time in business 6 months · Revenue $10K/mo
Collateral
Required
Sources (7)
Price published
Amounts
Not published
Price
Fee from 0.5% (per month)
Term
Not published
Repayment
—
Minimums
Credit n/p · Time in business 6 months · Revenue $10K/mo
Speed
Within 24 hours
Sources (6)

Merchant cash advance

How merchant cash advance works
Price not published
Amounts
Up to $5M
Price
Not published
Term
Not published
Repayment
Variable
Minimums
Credit 500+ · Time in business 6 months · Revenue $10K/mo
Speed
As little as 24 hours
Collateral
Not required
Sources (9)
Price not published
Amounts
Not published
Price
Not published
Term
Not published
Repayment
—
Minimums
Credit n/p · Time in business n/p · Revenue $10K/mo
Sources (3)
Price published
Amounts
$10K–$5M
Price
APR from 6%
Term
From 6 months
Repayment
Variable
Minimums
Credit 500+ · Time in business 6 months · Revenue $10K/mo
Speed
As little as 24–48 hours
Fees
No prepayment penalties; no other fee is published.
Collateral
Not required
Sources (15)

Similar funders

Funders offering the same products

Big Think Capital

Broker
$10K–$5M550+ creditPrice published

BlueBridge Funding

Broker
$50K–$200K550+ creditNo price

Merk Funding

Not stated
$5K–$950KCredit n/pNo price

ROK Financial

Broker
$10K–$5M500+ creditNo price

Credibly

Direct funder
$5K–$10M550+ creditPrice published

Fora Financial

Direct funder
$5K–$1.5M570+ creditPrice published

Head-to-heads

Clarify Capital vs Lendio

Pages we read

  1. https://clarifycapital.com/
  2. https://clarifycapital.com/short-term-business-loans
  3. https://clarifycapital.com/line-of-credit
  4. https://clarifycapital.com/sba-loan
  5. https://clarifycapital.com/equipment-financing
  6. https://clarifycapital.com/factoring
  7. https://clarifycapital.com/merchant-cash-advance
Spotted something out of date? Funders and owners can send a correction with a link to where it's published. Listing Clarify Capital here doesn't mean it works with Openbook.

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