Head to head · Term loans
Rapid Finance vs Credibly
Rapid Finance is a direct funder; Credibly is a direct funder. Both offer term loans, merchant cash advances, lines of credit and SBA loans. Everything below comes from each funder's own website, with the date we checked it on each profile.
Side by side
- Type
- Direct funder
- Amounts
- $500–$10M
- Min. credit
- Not published
- Time in business
- Not published
- Min. revenue
- Not published
- Price
- Not published
- Speed
- As fast as 24 hours
- Type
- Direct funder
- Amounts
- $5K–$10M
- Min. credit
- 550+
- Time in business
- 6 months
- Min. revenue
- $20,000/mo
- Price
- Factor from 1.11 Merchant cash advance
- Speed
- As fast as 4 hours after approval
What's different
The differences that change your decision
Funding amounts
Rapid Finance: $500 to $10 million. Credibly: $5,000 to $10 million.
Published minimums
Rapid Finance lists no minimums. Credibly lists a 550 credit score, 6 months in business and $20,000 a month in revenue.
Price
Rapid Finance: no price published. Credibly: a factor rate from 1.11 on merchant cash advances.
Product range
Only Rapid Finance lists invoice factoring and asset-based lending and only Credibly lists working capital and equipment financing.
Which fits
Choose based on your file
Rapid Finance may fit if
Consider Rapid Finance if you need invoice factoring.
Full Rapid Finance profileCredibly may fit if
Consider Credibly if you want a published price before you apply and you need working capital.
Full Credibly profileWhichever you're considering, compare the dollar cost and estimated APR of real offers, not the published minimums. Compare offers side by side.
One application, many funders
Get offers from both, and more
Apply once. We match you with funders whose criteria fit, you approve each one, and every offer comes decoded side by side.
- About 3 minutes. No SSN and no bank login to start, so checking doesn't affect your credit.
- 4 months of bank statements. A specialist contacts you within 1 business day and asks for them through a secure link.
- You approve every funder before your file goes out. No cost to apply, and no obligation to accept.