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Lender profile

True Advance Funding

Not stated Clifton, NJ Founded 2019 Checked Sep 10, 2026
True Advance Funding offers small-business working capital, merchant cash advances, term loans, lines of credit and invoice factoring. Funding runs from $5,000 to $500,000, and its published guidelines are 12 months in business and $10,000 in monthly revenue. It says most decisions come within 24 hours.
Visit trueadvancefunding.com Compare with similar funders
Heads up. Its homepage advertises terms of 3 to 36 months, while its partner page states 2 to 11 months. Its partner page lists finance, used car sales, casinos, collections and accountants as restricted industries.

The open book

What True Advance Funding publishes, and what it doesn't

5 of 9 things a business owner needs to compare offers are on its website.

Published

Amounts
$5K–$500K
Minimum credit score
Not published
Minimum time in business
1 year
Minimum monthly revenue
$10,000
Speed, in its words
Most decisions within 24 hours

The ledger

  • Funding amounts
  • Minimum time in business
  • Minimum revenue
  • Funding speed
  • Excluded industries
  • Minimum credit score Not published
  • Price (rate or factor) Not published
  • Fees Not published
  • Term length Not published
Loosest published figure across its products, from its own website. Details by product below.

By product

True Advance Funding's products, as published

Open “Sources” under any product to see the exact wording and the page it came from.

Merchant cash advance

How merchant cash advance works
Price not published
Amounts
Not published
Price
Not published
Term
Not published
Repayment
—
Minimums
Credit n/p · Time in business 1 year · Revenue $10K/mo
Fees
"UPTO 15 POINTS IN COMMISSION" is ISO/broker commission, NOT a borrower-facing origination or admin fee. No borrower fee is published.
Industries excluded
Finance, Used Car Sales, Casinos, Collections, Accountants
Sources (1)
  • "1st-5th POSITIONS" | "TERM: 2-11 MONTHS" | "TIB: 1YEAR" | "MINIMUM $10K MONTHLY REVENUE" | "UPTO 15 POINTS IN COMMISSION"
    trueadvancefunding.com/partners · checked 2026-09-10
Price not published
Amounts
$5K–$500K
Price
Not published
Term
Not published
Repayment
—
Minimums
Credit n/p · Time in business n/p · Revenue n/p
Speed
24 - 48 hours (decision)
Sources (1)
  • "$5K - $500K" working capital; "24 - 48" hour decision; homepage "3 - 36" month terms vs partners page "TERM: 2-11 MONTHS"
    trueadvancefunding.com · checked 2026-09-10

Similar funders

Funders offering the same products

Big Think Capital

Broker
$10K–$5M550+ creditPrice published

BlueBridge Funding

Broker
$50K–$200K550+ creditNo price

National Business Capital

Marketplace
$250K–$15M600+ creditPrice published

ROK Financial

Broker
$10K–$5M500+ creditNo price

Amerifi Capital

Direct funder
From $25KCredit n/pNo price

Birkin Capital

Not stated
Up to $2MCredit n/pNo price

Pages we read

  1. https://trueadvancefunding.com
  2. https://apply.trueadvancefunding.com
Spotted something out of date? Funders and owners can send a correction with a link to where it's published. Listing True Advance Funding here doesn't mean it works with Openbook.

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