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Lender profile

National Business Capital

Marketplace Hauppauge, NY Checked Sep 30, 2026
National Business Capital describes itself as a direct lender that also arranges funding through a network of other lenders, so an offer may come from National or from a partner. It focuses on established businesses, with term loans, lines of credit, cash flow financing and equipment financing from $250,000 to $15 million. Its product pages ask for 1+ year in business and $500,000+ in annual revenue.
Visit nationalbusinesscapital.com Compare with similar funders
Heads up. Its FAQ sets a higher revenue minimum ($600,000 a year) than its product pages ($500,000). An older merchant cash advance page lists 6 months in business and no minimum credit score, which conflicts with the FAQ's 1-year minimum for all products except equipment financing.

The open book

What National Business Capital publishes, and what it doesn't

6 of 9 things a business owner needs to compare offers are on its website.

Published

Amounts
$250K–$15M
Minimum credit score
600+
Minimum time in business
1 year
Minimum monthly revenue
Not published
Speed, in its words
24 to 48 hours

The ledger

  • Funding amounts
  • Minimum credit score
  • Minimum time in business
  • Funding speed
  • Price (rate or factor)
  • Term length
  • Minimum revenue Not published
  • Fees Not published
  • Excluded industries Not published
Loosest published figure across its products, from its own website. Details by product below.

By product

National Business Capital's products, as published

Open “Sources” under any product to see the exact wording and the page it came from.
Price not published
Amounts
$250K–$15M
Price
Not published
Term
Not published
Repayment
Variable
Minimums
Credit n/p · Time in business 1 year · Revenue n/p
Speed
24 to 48 hours
Sources (10)
Price published
Amounts
$250K–$15M
Price
Rate 2%–20% (plus possible fees)
Term
From 12 months
Repayment
—
Minimums
Credit 600+ · Time in business 1 year · Revenue n/p
Fees
Possible application or origination fees; no amounts published.
Collateral
Required
Sources (11)
Price not published
Amounts
$250K–$15M
Price
Not published
Term
Not published
Repayment
—
Minimums
Credit n/p · Time in business n/p · Revenue n/p
Speed
2 weeks to 3 months
Collateral
Required
Sources (6)

Merchant cash advance

How merchant cash advance works
Price not published
Amounts
Not published
Price
Not published
Term
Not published
Repayment
—
Minimums
Credit n/p · Time in business n/p · Revenue n/p
Speed
1–3 days
Sources (4)
Price not published
Amounts
$250K–$15M
Price
Not published
Term
3–24 months
Repayment
Variable
Minimums
Credit n/p · Time in business 1 year · Revenue n/p
Speed
24 to 48 hours
Sources (12)
Price not published
Amounts
$250K–$15M
Price
Not published
Term
Not published
Repayment
Variable
Minimums
Credit n/p · Time in business 1 year · Revenue n/p
Speed
24 to 48 hours
Fees
Flat cost with no prepayment penalty; no amount published.
Collateral
Not required
Sources (11)

Similar funders

Funders offering the same products

Big Think Capital

Broker
$10K–$5M550+ creditPrice published

BlueBridge Funding

Broker
$50K–$200K550+ creditNo price

ROK Financial

Broker
$10K–$5M500+ creditNo price

Amerifi Capital

Direct funder
From $25KCredit n/pNo price

Birkin Capital

Not stated
Up to $2MCredit n/pNo price

Clarify Capital

Broker
$5K–$5M500+ creditPrice published

Head-to-heads

Lendio vs National Business Capital

Pages we read

  1. https://www.nationalbusinesscapital.com/
  2. https://www.nationalbusinesscapital.com/resources/frequently-asked-questions/
  3. https://www.nationalbusinesscapital.com/about/
  4. https://www.nationalbusinesscapital.com/business-loans/
  5. https://www.nationalbusinesscapital.com/business-loans/term-loans/
  6. https://www.nationalbusinesscapital.com/business-loans/business-line-of-credit/
  7. https://www.nationalbusinesscapital.com/business-loans/cash-flow-financing/
  8. https://www.nationalbusinesscapital.com/business-loans/equipment-financing/
  9. https://www.nationalbusinesscapital.com/business-loans/merchant-cash-advance/
  10. https://www.nationalbusinesscapital.com/business-loans/accounts-receivable-financing/
Spotted something out of date? Funders and owners can send a correction with a link to where it's published. Listing National Business Capital here doesn't mean it works with Openbook.

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