Every figure comes from the funder's own website, with the date we checked it. We only mark a funder as a partner where a signed agreement exists.
Browse the directoryEnter the advance, factor rate and term. See the total payback, dollar cost and an estimated APR in seconds.
Decode my offerFunders make the credit decisions. We compare their offers and show you what each one costs. Funders pay us when a deal funds, never you upfront.
Read the standardLender profile
The open book
Published
The ledger
By product
Line of credit: You might be given a choice to borrow (up to a prequalified credit limit) through a line of credit.
Under the Stripe Capital program, business financing doesn’t have late fees, early payment fees, or origination fees. Instead, the total amount you pay is your advance amount plus a flat fee.
Under the Stripe Capital program, business financing doesn’t have late fees, early payment fees, or origination fees. Instead, the total amount you pay is your advance amount plus a flat fee.
The single flat fee isn’t charged upfront—it’s paid over the length of the financing.
You'll automatically pay for your business loan or merchant cash advance with a fixed percentage of your daily sales until the total amount is paid.
Funds typically arrive the next business day, directly into your Stripe account.
If you’re approved, we transfer the funds to your Stripe account, typically in as few as 1-2 business days.
The total cost of your financing is your loan or advance amount plus a flat fee.
Under the Stripe Capital program, business financing doesn’t have late fees, early payment fees, or origination fees.
There’s no prepayment penalty, and you can make additional payments or pay the total amount you owe in full at any point
You successfully meet your minimum through daily sales deductions
Funds typically arrive the next business day, directly into your Stripe account.
If you’re approved, we transfer the funds to your Stripe account, typically in as few as 1-2 business days.
Similar funders
Head-to-heads
One application, many funders
Openbook matches your file with funders whose published criteria fit. You approve every funder before your file goes out, and every offer comes decoded.
