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We're a broker, not a lender

Funders make the credit decisions. We compare their offers and show you what each one costs. Funders pay us when a deal funds, never you upfront.

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Head to head · Working capital

Stripe Capital vs Shopify Capital

Neither publishes a price, so compare what they do publish, then compare real offers.

Stripe Capital is a payment platform's financing program; Shopify Capital is a payment platform's financing program. Both offer working capital and lines of credit. Everything below comes from each funder's own website, with the date we checked it on each profile.

Side by side

Stripe Capital

Type
Payment platform
Amounts
Not published
Min. credit
Not published
Time in business
Not published
Min. revenue
Not published
Price
Not published
Speed
Not published

Shopify Capital

Type
Payment platform
Amounts
Up to $2M
Min. credit
Not published
Time in business
Not published
Min. revenue
Not published
Price
Not published
Speed
As quick as 2 business days, if approved
From each funder's own website. Research, not partnerships. Both offer: working capital, business line of credit.

What's different

The differences that change your decision

Funding amounts

Stripe Capital: not published. Shopify Capital: up to $2 million.

Published minimums

Stripe Capital lists no minimums. Shopify Capital lists no minimums.

Price

Stripe Capital: no price published. Shopify Capital: no price published.

Product range

Only Stripe Capital lists merchant cash advances.

Which fits

Choose based on your file

Stripe Capital may fit if

Consider Stripe Capital if you need merchant cash advances and you already sell through Stripe and received an offer there.

Full Stripe Capital profile

Shopify Capital may fit if

Consider Shopify Capital if you already sell through Shopify and received an offer there.

Full Shopify Capital profile

Whichever you're considering, compare the dollar cost and estimated APR of real offers, not the published minimums. Compare offers side by side.

One application, many funders

Get offers from both, and more

Apply once. We match you with funders whose criteria fit, you approve each one, and every offer comes decoded side by side.

Check my options Request a call
  • About 3 minutes. No SSN and no bank login to start, so checking doesn't affect your credit.
  • 4 months of bank statements. A specialist contacts you within 1 business day and asks for them through a secure link.
  • You approve every funder before your file goes out. No cost to apply, and no obligation to accept.