Lender profile

Reliant Funding

Direct funder Checked Sep 30, 2026
Reliant Funding provides short-term working capital through merchant cash advances of up to $400,000, repaid with daily or weekly payments, and also lists lines of credit, equipment leasing, bridge loans and e-commerce funding. Its requirements guide asks for 6+ months in business, $60,000 in annual revenue and a 525+ FICO score. It says it does not offer SBA loans.
Heads up. Reliant's FAQ gives $60,000 in annual revenue as a qualifying guide but lists monthly revenue under $8,000 as a reason an application may not qualify, so the revenue minimum shows as not published.

The open book

What Reliant Funding publishes, and what it doesn't

4 of 9 things a business owner needs to compare offers are on its website.

Published

Amounts
Up to $2M
Minimum credit score
525+
Minimum time in business
6 months
Minimum monthly revenue
Not published
Speed, in its words
As little as 24 hours

The ledger

  • Funding amounts
  • Minimum credit score
  • Minimum time in business
  • Funding speed
  • Minimum revenue Not published
  • Price (rate or factor) Not published
  • Fees Not published
  • Term length Not published
  • Excluded industries Not published
Loosest published figure across its products, from its own website. Details by product below.

By product

Reliant Funding's products, as published

Open “Sources” under any product to see the exact wording and the page it came from.
Price not published
Amounts
Not published
Price
Not published
Term
Not published
Repayment
—
Minimums
Credit n/p · Time in business n/p · Revenue n/p
Speed
within 24 hours
Sources (2)
Price not published
Amounts
Up to $400K
Price
Not published
Term
Not published
Repayment
—
Minimums
Credit n/p · Time in business n/p · Revenue n/p
Speed
typically the next day
Sources (4)

Merchant cash advance

How merchant cash advance works
Price not published
Amounts
Up to $400K
Price
Not published
Term
Not published
Repayment
Variable
Minimums
Credit 525+ · Time in business 6 months · Revenue n/p
Speed
as little as 24 hours
Fees
No fee amount is published. The page says there aren't 'any compounding fees or accruing interest' and 'no add-on fees or sneaky interest later'; the FAQ says 'There is absolutely NO cost to apply or get approved for small business funding.'
Sources (9)

One application, many funders

Compare offers from multiple funders

Openbook matches your file with funders whose published criteria fit. You approve every funder before your file goes out, and every offer comes decoded.

  • About 3 minutes. No SSN and no bank login to start, so checking doesn't affect your credit.
  • 4 months of bank statements. A specialist contacts you within 1 business day and asks for them through a secure link.
  • You approve every funder before your file goes out. No cost to apply, and no obligation to accept.