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Funders make the credit decisions. We compare their offers and show you what each one costs. Funders pay us when a deal funds, never you upfront.

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Lender profile

Mulligan Funding

Direct funder San Diego, CA Founded 2008 Checked Sep 30, 2026
Mulligan Funding offers working capital loans and small business term loans of up to $10 million with terms of 3 to 24 months. It asks for at least 6 months in business, $750,000 or more in annualized revenue and a credit score of 625 or higher. Most of its loans are issued by FinWise Bank, a Utah state-chartered bank.
Visit mulliganfunding.com Compare with similar funders
Heads up. Mulligan's pages give 2 different fastest funding times, 'the same business day you apply' and 'the day after approval', so funding speed shows as not published. Its homepage also asks for no more than 1 daily debit loan and no open bankruptcies.

The open book

What Mulligan Funding publishes, and what it doesn't

4 of 9 things a business owner needs to compare offers are on its website.

Published

Amounts
Up to $10M
Minimum credit score
625+
Minimum time in business
6 months
Minimum monthly revenue
Not published
Speed, in its words
Not published

The ledger

  • Funding amounts
  • Minimum credit score
  • Minimum time in business
  • Term length
  • Minimum revenue Not published
  • Funding speed Not published
  • Price (rate or factor) Not published
  • Fees Not published
  • Excluded industries Not published
Loosest published figure across its products, from its own website. Details by product below.

By product

Mulligan Funding's products, as published

Open “Sources” under any product to see the exact wording and the page it came from.
Price not published
Amounts
Up to $10M
Price
Not published
Term
3–24 months
Repayment
Variable
Minimums
Credit 625+ · Time in business 6 months · Revenue n/p
Fees
No fee amount is published; the page describes the loan as having 'no prepayment penalty'.
Sources (8)
Price not published
Amounts
Up to $10M
Price
Not published
Term
3–24 months
Repayment
Variable
Minimums
Credit 625+ · Time in business 6 months · Revenue n/p
Sources (7)

Similar funders

Funders offering the same products

Backd Business Funding

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$10K–$2M650+ creditNo price

Big Think Capital

Broker
$10K–$5M550+ creditPrice published

Birkin Capital

Not stated
Up to $2MCredit n/pNo price

Bitty Advance

Not stated
Not published500+ creditNo price

Biz2Credit

Direct funder
$25K–$2M575+ creditNo price

BlueBridge Funding

Broker
$50K–$200K550+ creditNo price

Head-to-heads

Mulligan Funding vs OnDeck

Pages we read

  1. https://www.mulliganfunding.com/
  2. https://www.mulliganfunding.com/business-loan/working-capital-loans/
  3. https://www.mulliganfunding.com/business-loan/small-business-term-loans/
  4. https://www.mulliganfunding.com/business-funding-resources/faq/
  5. https://www.mulliganfunding.com/about-us/
Spotted something out of date? Funders and owners can send a correction with a link to where it's published. Listing Mulligan Funding here doesn't mean it works with Openbook.

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