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Funders make the credit decisions. We compare their offers and show you what each one costs. Funders pay us when a deal funds, never you upfront.

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Lender profile

ByzFunder

Direct funder New York, NY Founded 2019 Checked Sep 10, 2026
ByzFunder offers merchant cash advances, term loans and ByzFlex, a revolving line of capital, underwriting mainly on bank revenue rather than credit history. It advertises funding up to $500,000, with minimums of a 525 credit score, 12 months in business and $20,000 in monthly revenue. It says same-day funding is available.
Visit byzfunder.com Compare with similar funders
Heads up. Its comparison landing page advertises term loans up to $2 million with terms up to 6 years, while its product pages list $5,000 to $500,000 over 3 to 15 months. The same landing page puts its line of credit at up to $200,000, against $7,500 to $250,000 on the ByzFlex page.

The open book

What ByzFunder publishes, and what it doesn't

7 of 9 things a business owner needs to compare offers are on its website.

Published

Amounts
$5K–$500K
Minimum credit score
525+
Minimum time in business
1 year
Minimum monthly revenue
$20,000
Speed, in its words
Same day

The ledger

  • Funding amounts
  • Minimum credit score
  • Minimum time in business
  • Minimum revenue
  • Funding speed
  • Price (rate or factor)
  • Term length
  • Fees Not published
  • Excluded industries Not published
Loosest published figure across its products, from its own website. Details by product below.

By product

ByzFunder's products, as published

Open “Sources” under any product to see the exact wording and the page it came from.
Price published
Amounts
From $7.5K
Price
Rate from 2.99% (basis not stated)
Term
Not published
Repayment
Variable
Minimums
Credit 525+ · Time in business 1 year · Revenue n/p
Speed
Same-day approval
Fees
'No upfront fees' and 'No prepayment penalties'. No fee amount published.
Collateral
Not required
Sources (1)

Merchant cash advance

How merchant cash advance works
Price not published
Amounts
$5K–$500K
Price
Not published
Term
3–15 months
Repayment
Variable
Minimums
Credit 525+ · Time in business 1 year · Revenue $20K/mo
Speed
As fast as 24 hours
Fees
No origination, admin or underwriting fee amount published. Site states 'No hidden fees, no early payment penalties' (homepage) and 'No upfront fees' (/lp/comparison).
Collateral
Not required
Sources (1)
Price published
Amounts
From $5K
Price
Rate from 2.99% (basis not stated)
Term
From 3 months
Repayment
Weekly
Minimums
Credit 525+ · Time in business 1 year · Revenue n/p
Speed
Same-day approval
Fees
'No upfront fees' and 'No prepayment penalties' (/lp/comparison); 'No hidden fees, no early payment penalties' (homepage). No fee amount published.
Collateral
Not required
Sources (1)

Similar funders

Funders offering the same products

Advantage Merchant Funding

Not stated
Not publishedCredit n/pNo price

Big Think Capital

Broker
$10K–$5M550+ creditPrice published

Birkin Capital

Not stated
Up to $2MCredit n/pNo price

BlueBridge Funding

Broker
$50K–$200K550+ creditNo price

Clarify Capital

Broker
$5K–$5M500+ creditPrice published

Credibly

Direct funder
$5K–$10M550+ creditPrice published

Pages we read

  1. https://www.byzfunder.com
Spotted something out of date? Funders and owners can send a correction with a link to where it's published. Listing ByzFunder here doesn't mean it works with Openbook.

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