OpenbookCapital
Check my options

How we work

How it worksEvery step and how long it takes The Openbook StandardWhat we promise on every offer

Company

About Openbook PartnersRefer clients, or fund with us Careers

Get in touch

Contact Request a callPick a time that suits you
We're a broker, not a lender

Funders make the credit decisions. We compare their offers and show you what each one costs. Funders pay us when a deal funds, never you upfront.

Read the standard

Lender directory

Business funders, and what each one actually publishes

Amounts, minimums, speed and price for 90 funders, lenders and marketplaces, taken from their own websites with the date we checked. Research, not partnerships.
Funders tracked
90
Product listings
263
Publish a price
42 of 263
Dated source quotes
984
3 of 90 funders Clear filters
Figures come from each funder's own website on the date shown on its profile. “Not published” means we couldn't find it there. Listing a funder doesn't mean it works with Openbook.
FunderOffersAmountsMin. creditTime in businessMin. revenuePriceCompare
501 AdvanceDirect funder
 Card processing, Line of credit +1 more Not published Not published Not published Not published Not published
Fortress Funding GroupCoral Springs, FL
 Asset-based lending, Card processing +2 more Not published Not published Not published Not published Not published
NewtekOneBank · Boca Raton, FL
 Term loan, Line of credit +2 more $5K–$15M Not published Not published Not published Not published

Lists

Sorted by what funders publish

No rankings bought or guessed. Each list is a filter over the published data, with its method stated.
All lists

Funders that publish their price

Most funders keep factor rates and APRs off their websites. These put a number in writing.

Lowest published credit score minimums

Funders that state a minimum personal credit score, lowest first.

Funders that accept businesses under 1 year old

Published time-in-business minimums of 11 months or less, shortest first.

Lowest published revenue minimums

For smaller businesses: funders that state a monthly revenue floor, lowest first.

Largest published funding amounts

Funders that publish a maximum amount, largest first.

Merchant cash advance funders

Every funder we track that offers a merchant cash advance, with what each publishes.

Funders that advertise same-day funding

Their words, quoted. Same-day funding depends on documents, cutoffs and your bank.

Financing from payment and commerce platforms

Shopify, Square, PayPal, Stripe and similar: offers made to their own merchants.

Popular head-to-heads

Bitty Advance vs LendiniBiz2Credit vs LendioBluevine vs FundboxCAN Capital vs OnDeckClarify Capital vs LendioCredibly vs Fora FinancialCredibly vs Forward FinancingFora Financial vs Forward FinancingForward Financing vs National FundingGreenbox Capital vs CrediblyIOU Financial vs OnDeckIdea Financial vs Bluevine

Method

How we research funders

If a funder publishes it, we record it with a quote and a link. If it doesn't, we say so.
  • Figures come only from the funder's own website: product pages, requirements and FAQs.
  • Each figure carries a verbatim quote, a source link and the date we checked it.
  • When a funder's own pages disagree, we leave the field blank and describe the conflict.
  • Illustrations (“for example, 1.25”) are not treated as published prices.
  • No funder pays to be listed. A “Partner” badge appears only where a signed agreement exists.
  • We don't estimate, average or guess anything a funder hasn't published.
What funders publish on their own sitesShare of the 90 funders we track that publish each item
Show the numbers
What funders publish on their own sites. Share of the 90 funders we track that publish each item
ItemFunders that publish itShare
Funding speed7988%
Funding amounts7078%
Minimum time in business5157%
Term length4651%
Minimum credit score3943%
Minimum revenue3539%
Price (rate or factor)2629%
Fees2224%
Excluded industries1416%

Only 26 of 90 publish a price. Source: Openbook research of each funder's own website, with dated quotes on every profile.

0 selectedCompare

One application, many funders

Let funders compete for your file

Apply once. We match you with funders whose published criteria fit, name each one for your approval, and decode every offer.

Check my options Request a call
  • About 3 minutes. No SSN and no bank login to start, so checking doesn't affect your credit.
  • 4 months of bank statements. A specialist contacts you within 1 business day and asks for them through a secure link.
  • You approve every funder before your file goes out. No cost to apply, and no obligation to accept.