Lender profile

Greenbox Capital

Direct funder Miami, FL Checked Sep 30, 2026
Greenbox Capital offers merchant cash advances and working capital loans starting at $3,000, plus business lines of credit and equipment financing, to businesses in the U.S., U.S. territories and Canada. Its merchant cash advance page says most factor rates fall between 1.10 and 1.50, and its homepage lists a setup fee of $349 minimum or 4% of the funding amount plus a $75 disbursement fee for U.S.-based entities.
Heads up. Greenbox's pages disagree on its maximum amount ($500,000 vs $250,000), minimum credit score (500+ vs about 550), time in business (5 vs 6+ months) and monthly revenue ($10,000 vs $7,500), so those figures show as not published. Its collateral loan and invoice factoring pages say both products are paused.

The open book

What Greenbox Capital publishes, and what it doesn't

8 of 9 things a business owner needs to compare offers are on its website.

Published

Amounts
From $3K
Minimum credit score
500+
Minimum time in business
5 months
Minimum monthly revenue
$10,000
Speed, in its words
As little as 1 business day

The ledger

  • Funding amounts
  • Minimum credit score
  • Minimum time in business
  • Minimum revenue
  • Funding speed
  • Price (rate or factor)
  • Fees
  • Term length
  • Excluded industries Not published
Loosest published figure across its products, from its own website. Details by product below.

By product

Greenbox Capital's products, as published

Open “Sources” under any product to see the exact wording and the page it came from.
Price not published
Amounts
Not published
Price
Not published
Term
Not published
Repayment
Variable
Minimums
Credit n/p · Time in business n/p · Revenue n/p
Speed
within 24 hours
Collateral
Not required
Sources (5)
Price not published
Amounts
Not published
Price
Not published
Term
Not published
Repayment
Monthly
Minimums
Credit n/p · Time in business n/p · Revenue n/p
Sources (2)

Merchant cash advance

How merchant cash advance works
Price published
Amounts
From $3K
Price
Factor 1.10–1.50
Term
Not published
Repayment
Variable
Minimums
Credit n/p · Time in business n/p · Revenue n/p
Speed
within 24 hours
Fees
Setup fee of $349 minimum or 4% of the funding amount, plus a funding disbursement fee of $75 for U.S.-based entities (homepage 'Base conditions of funding' block).
Collateral
Not required
Sources (10)
Price not published
Amounts
From $3K
Price
Not published
Term
3–15 months
Repayment
Variable
Minimums
Credit 500+ · Time in business 5 months · Revenue $10K/mo
Speed
within 24 hours
Fees
Setup fee of $349 minimum or 4% of the funding amount, plus a funding disbursement fee of $75 for U.S.-based entities (homepage 'Base conditions of funding' block).
Sources (12)

One application, many funders

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  • About 3 minutes. No SSN and no bank login to start, so checking doesn't affect your credit.
  • 4 months of bank statements. A specialist contacts you within 1 business day and asks for them through a secure link.
  • You approve every funder before your file goes out. No cost to apply, and no obligation to accept.