Lender profile

Fundbox

Online lender Dallas, TX Founded 2013 Checked Sep 30, 2026
Fundbox builds embedded financing programs that software platforms offer to their business customers, and it also takes direct applications for a business line of credit of up to $250,000. Draws show 12- and 24-week repayment terms, and approved funds can arrive as soon as the next business day.
Heads up. Loans and lines of credit are originated by First Electronic Bank or Lead Bank, not by Fundbox. Fundbox publishes no pricing, and its only eligibility figures (a 500 credit score and a suggested $50,000 in annual revenue) appear in a help-center article rather than on the product page.

The open book

What Fundbox publishes, and what it doesn't

4 of 9 things a business owner needs to compare offers are on its website.

Published

Amounts
Up to $250K
Minimum credit score
500+
Minimum time in business
Not published
Minimum monthly revenue
Not published
Speed, in its words
As soon as the next business day

The ledger

  • Funding amounts
  • Minimum credit score
  • Funding speed
  • Excluded industries
  • Minimum time in business Not published
  • Minimum revenue Not published
  • Price (rate or factor) Not published
  • Fees Not published
  • Term length Not published
Loosest published figure across its products, from its own website. Details by product below.

By product

Fundbox's products, as published

Open “Sources” under any product to see the exact wording and the page it came from.
Price not published
Amounts
Up to $250K
Price
Not published
Term
Not published
Repayment
Weekly
Minimums
Credit 500+ · Time in business n/p · Revenue n/p
Speed
As soon as the next business day
Fees
No penalty for early repayment; the help center says remaining fees are waived when a draw is repaid early. No fee rate is published.
Industries excluded
Adult entertainment and services, Sale of firearms or ammunition, Online gaming and gambling, Direct marijuana-related businesses, Money services businesses (MSBs) and financial institutions, Nonprofit organizations
Sources (12)

One application, many funders

Compare offers from multiple funders

Openbook matches your file with funders whose published criteria fit. You approve every funder before your file goes out, and every offer comes decoded.

  • About 3 minutes. No SSN and no bank login to start, so checking doesn't affect your credit.
  • 4 months of bank statements. A specialist contacts you within 1 business day and asks for them through a secure link.
  • You approve every funder before your file goes out. No cost to apply, and no obligation to accept.