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Funders make the credit decisions. We compare their offers and show you what each one costs. Funders pay us when a deal funds, never you upfront.

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Lender profile

1West

Marketplace Checked Sep 30, 2026
1West is a marketplace: its automated engine, ABLE, sends one application to a network of 50+ lenders, which make the offers and fund the deals. It arranges unsecured working capital, lines of credit, SBA loans, receivables financing and equipment financing from $5,000 to $10 million. Minimum credit scores on its product pages range from none for receivables financing to 650 for SBA loans.
Visit 1west.com Compare with similar funders
Heads up. 1West's homepage lists 6 months in business and $15,000 in monthly revenue as its minimums, while its FAQ and product pages list 3 months and $5,000 to $10,000. Its working capital page shows an 18% rate figure but also says the product is priced with a factor rate rather than an APR.

The open book

What 1West publishes, and what it doesn't

6 of 9 things a business owner needs to compare offers are on its website.

Published

Amounts
$5K–$10M
Minimum credit score
500+
Minimum time in business
1 year
Minimum monthly revenue
Not published
Speed, in its words
24 to 72 hours after documents are received

The ledger

  • Funding amounts
  • Minimum credit score
  • Minimum time in business
  • Funding speed
  • Price (rate or factor)
  • Term length
  • Minimum revenue Not published
  • Fees Not published
  • Excluded industries Not published
Loosest published figure across its products, from its own website. Details by product below.

By product

1West's products, as published

Open “Sources” under any product to see the exact wording and the page it came from.
Price published
Amounts
$5K–$500K
Price
Rate from 6%
Term
3–24 months
Repayment
Variable
Minimums
Credit 500+ · Time in business n/p · Revenue n/p
Speed
48 hours
Sources (10)
Price published
Amounts
From $10K
Price
Rate from 7%
Term
5–60 months
Repayment
—
Minimums
Credit 550+ · Time in business 1 year · Revenue n/p
Speed
1 week
Sources (11)
Price published
Amounts
$10K–$10M
Price
Rate from 5% (basis not stated)
Term
Not published
Repayment
—
Minimums
Credit n/p · Time in business 2 years · Revenue n/p
Speed
2 weeks
Collateral
Required
Sources (8)
Price published
Amounts
$30K–$5M
Price
Rate from 9.75%
Term
120–300 months
Repayment
—
Minimums
Credit 650+ · Time in business 3 years · Revenue n/p
Speed
1 month
Sources (10)
Price not published
Amounts
$5K–$1M
Price
Not published
Term
2–24 months
Repayment
Variable
Minimums
Credit 500+ · Time in business n/p · Revenue n/p
Speed
48 hours
Collateral
Not required
Sources (11)

Similar funders

Funders offering the same products

Big Think Capital

Broker
$10K–$5M550+ creditPrice published

BlueBridge Funding

Broker
$50K–$200K550+ creditNo price

Lendio

Marketplace
$1K–$10M500+ creditPrice published

ROK Financial

Broker
$10K–$5M500+ creditNo price

Alternative Funding Group

Direct funder
$5K–$500KCredit n/pNo price

Amerifi Capital

Direct funder
From $25KCredit n/pNo price

Pages we read

  1. https://www.1west.com/
  2. https://www.1west.com/faq/
  3. https://www.1west.com/about-us/
  4. https://www.1west.com/unsecured-working-capital/
  5. https://www.1west.com/lines-of-credit/
  6. https://www.1west.com/sba-loans/
  7. https://www.1west.com/accounts-receivable-financing/
  8. https://www.1west.com/equipment-financing/
Spotted something out of date? Funders and owners can send a correction with a link to where it's published. Listing 1West here doesn't mean it works with Openbook.

One application, many funders

Compare offers from multiple funders

Openbook matches your file with funders whose published criteria fit. You approve every funder before your file goes out, and every offer comes decoded.

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