Calculator
What will the daily or weekly payment be?
Work out the debit a fixed-payment advance takes from your account, and what it means next to your deposits.
The offer and your deposits
$
mo
Payments
$
From your last 3 to 4 bank statements, before expenses
The payment
- Each payment——
- Out of your account per month—
- Total payback—
- Your average daily deposits—
Share of depositsMonthly debits ÷ monthly deposits—
Estimates for comparison only, using 21 business days a month and 52 weeks a year. Your contract's disclosures govern. Nothing you enter here is saved or sent.
How this calculator works
The payment matters less than what it leaves you after rent, payroll and inventory.
Fixed daily debits come out every business day whether the day was busy or slow. Looking at them as a share of deposits shows how much room is left. There is no universal safe number: a business with 60% margins can carry more than one running on 8%.
- Use deposits, not profit. Funders underwrite deposits, and so should your first check.
- Add every existing daily or weekly debit before you judge a new one. Two advances stack.
- Ask whether the contract offers reconciliation if sales drop, and how to request it.
One application, many funders
Want real offers to run through this?
Apply once. We bring back offers from funders that fit and decode every one: total payback, dollar cost, payment and estimated APR.
- About 3 minutes. No SSN and no bank login to start, so checking doesn't affect your credit.
- 4 months of bank statements. A specialist contacts you within 1 business day and asks for them through a secure link.
- You approve every funder before your file goes out. No cost to apply, and no obligation to accept.