OpenbookCapital
Check my options

How we work

How it worksEvery step and how long it takes The Openbook StandardWhat we promise on every offer

Company

About Openbook PartnersRefer clients, or fund with us Careers

Get in touch

Contact Request a callPick a time that suits you
We're a broker, not a lender

Funders make the credit decisions. We compare their offers and show you what each one costs. Funders pay us when a deal funds, never you upfront.

Read the standard

Lender profile

Total Merchant Resources

Direct funder Piscataway, NJ Founded 2008 Checked Sep 10, 2026
Total Merchant Resources, operating as TMR Now, is a Piscataway, New Jersey merchant cash advance funder that funds businesses directly and supplies wholesale funding to ISOs. It publishes 9 program tiers from $5,000 to $1 million, with time-in-business minimums starting at 2 months on its start-up tier. It quotes funding in 24 to 48 hours.
Visit tmrnow.com Compare with similar funders

The open book

What Total Merchant Resources publishes, and what it doesn't

4 of 9 things a business owner needs to compare offers are on its website.

Published

Amounts
$5K–$1M
Minimum credit score
Not published
Minimum time in business
2 months
Minimum monthly revenue
Not published
Speed, in its words
24 to 48 hours

The ledger

  • Funding amounts
  • Minimum time in business
  • Funding speed
  • Term length
  • Minimum credit score Not published
  • Minimum revenue Not published
  • Price (rate or factor) Not published
  • Fees Not published
  • Excluded industries Not published
Loosest published figure across its products, from its own website. Details by product below.

By product

Total Merchant Resources's products, as published

Open “Sources” under any product to see the exact wording and the page it came from.

Merchant cash advance

How merchant cash advance works
Price not published
Amounts
$5K–$1M
Price
Not published
Term
2–12 months
Repayment
Variable
Minimums
Credit n/p · Time in business 2 months · Revenue n/p
Speed
24 to 48 Hour Funding
Sources (1)
  • "Program Matrix & Buy Rates": Platinum | 3-12 | 1st | 18 ... Start Up / High Risk | 2-4 | 1st | 2. Min Funding $5,000, Max Funding $1,000,000. "24 to 48 Hour Funding"
    tmrnow.com · checked 2026-09-10

Similar funders

Funders offering the same products

1st Alliance Group

Not stated
Not publishedCredit n/pNo price

Accord Business Funding

Direct funder
$5K–$150KCredit n/pNo price

Advantage Merchant Funding

Not stated
Not publishedCredit n/pNo price

Alternative Funding Group

Direct funder
$5K–$500KCredit n/pNo price

Amerifi Capital

Direct funder
From $25KCredit n/pNo price

Belltower Funding

Direct funder
Not publishedCredit n/pPrice published

Pages we read

  1. https://tmrnow.com
Spotted something out of date? Funders and owners can send a correction with a link to where it's published. Listing Total Merchant Resources here doesn't mean it works with Openbook.

One application, many funders

Compare offers from multiple funders

Openbook matches your file with funders whose published criteria fit. You approve every funder before your file goes out, and every offer comes decoded.

Check my options Request a call
  • About 3 minutes. No SSN and no bank login to start, so checking doesn't affect your credit.
  • 4 months of bank statements. A specialist contacts you within 1 business day and asks for them through a secure link.
  • You approve every funder before your file goes out. No cost to apply, and no obligation to accept.